Dental

We offer dental coverage through the Marathon Petroleum Dental Plan (the Dental Plan). Under the plan, you can receive care from any licensed dentist; however you will save money when you visit a dentist in the Delta Dental network, since these dentists have agreed to give plan members the largest discounts.

When you visit a network dentist, the plan pays all or a portion of the negotiated cost of the service. When you visit an out-of-network dentist, the plan pays all or a portion of the Reasonable and Customary (R&C) charge^*.

^*Of Reasonable and Customary (R&C) Charge when using an out-of-network provider. R&C is determined by the average usual charge for a given procedure charged by most dentists in a given geographic area.

^†$50 individual deductible does not apply to preventive services.

In the Pre-65 Retiree Dental Plan you can receive care from any licensed dentist. However, providers in the Delta Dental PPO network offer the greatest cost savings. Coverage levels are not the same as in the active employee Dental Plan. Covered amounts are based on reduced contracted fees, referred to as “maximum allowable charges,” and are generally lower than those paid under the active employee Dental Plan. Providers in the Delta Dental Premier network also offer large discounts but may balance bill you for charges not paid by the plan.

^*Of Reasonable and Customary (R&C) Charge when using a Premier Network or an out-of-network dentist. R&C is determined by the average usual charge for a given procedure charged by most dentists in a given geographic area.

^†$50 individual deductible does not apply to preventive services.

Retirees under age 65 are eligible for dental coverage that is similar to the coverage provided to MPC active employees. The individual calendar year maximum is different for pre-65 retirees, and so are the contribution amounts for coverage. For information on monthly contributions for COBRA coverage under the active dental plan, see COBRA Rates.

Under this Plan, you are encouraged to receive care from a dentist in the Delta Dental PPO Network, or the Delta Dental Premier Network.

Dental Plan Details

• Marathon Petroleum Dental Plan – Active Employees
• Marathon Petroleum Pre-65 Retiree Dental Plan

Other Resources

• Delta Dental Benefit Highlights
• Active Employee Dental Plan FAQs
• Understanding Your Delta Dental EOB
• Delta Dental Find a Dentist
• Find a Dentist Instructions
• Delta Dental of Ohio Claim Form
• Additional Dental Benefits for those with Special Health Care Needs