Benefit Enrollment and Changes

Marathon Petroleum makes it easy for you to enroll and manage your benefits. Benefit enrollment is available during Annual Enrollment, your New Hire Enrollment period, or within 31 days of a qualifying life event (marriage, divorce, birth/adoption, loss of other coverage, gain of other coverage, etc.).

New Hires please visit the New and Prospective Employee page.

To view your current benefit elections:

• Login to Workday, click on the Menu select Benefits and Pay, click Benefits, then click Benefit Elections.

To make allowable changes to your benefits due to a qualifying life event (marriage, divorce, birth/adoption, loss of other coverage, gain of other coverage, etc.), view our tip sheets for benefit changes. Be sure to read the required documentation section below.

Once retired, eligible retirees have 31 days from the date of their retirement to enroll in their Pre-65 Retiree Benefits.

• Following your retirement, you will receive an email that includes a username and password to your Retiree Workday account. You will then login to Workday to complete your retiree benefit enrollment. (Enrollments are retroactive to your first day of retirement to avoid gaps in coverage)
• Once logged in, under Awaiting Your Action, click the Benefit Change-Retirement Enrollment task. Then click Let’s Get Started.
• Select the Plan(s) you’d like to enroll in. Click Review and Sign. Then scroll down and click I Accept, then click Submit.
• You can then view/print your Benefit Statement, click Done.
• Approximately 2 weeks following your enrollment, you will receive your monthly statement from Inspira Financial, MPC's direct bill administrator. Your statement will include payment instructions and information on how to enroll in automatic payments.

To view your current benefit elections:

• Login to Workday, click on the Menu select Benefits and Pay, click Benefits, then click Benefit Elections.

To make allowable changes to your benefits due to a qualifying life event (loss of other coverage, divorce, gained access to other coverage, etc.), view our tip sheets. Be sure to read the required documentation section below.

Turning 65? If you are enrolled in MPC’s Pre-65 Retiree Medical Benefits and will be turning 65, please read the Turning 65 FAQ document.

Note: New dependents acquired after a retiree member’s date of retirement are not eligible for coverage under the Retiree Health Plan. Eligible retirees with a retirement date on or after January 1, 2021, have the option to waive coverage in the Retiree Health, Dental, and Vision Plans at retirement and will be given a one-time opportunity to enroll during a future Annual Enrollment period or due to a qualifying life event, with proof of continuous creditable coverage during the waived period. Once enrolled in a Retiree Health, Dental, or Vision Plan, if coverage is later dropped, there will not be a future opportunity to enroll.

A current member who terminates participation in the Plan on or after January 1, 2021, will not be eligible to re-enroll.

To view your current benefit elections,

• Login to Workday.
• Click on the Menu, then select Benefits and Pay, click Benefits, then click Benefit Elections.

To make allowable changes to your benefits due to a qualifying life event (loss of other coverage, gain of other coverage, etc.), view our tip sheets. Be sure to read the required documentation section below.

Eligible Dependents

• Legally married spouse;
• Common Law Spouse
• Domestic Partner
• Your Natural Born Child; legally adopted child; stepchild(ren); domestic partner’s child; child whose parents are both deceased for whom you have legal custody

For more details on who qualifies as an eligible dependent, please refer to the Health Plan or the Retiree Health Plan.

When adding/removing coverage for eligible dependents, MPC requires documentation. Below lists the required documentation when submitting your benefit elections and changes. Documentation must be submitted within 31 days (including the date of the event) of the life event or new hire enrollment period.

Marriage/Adding a Spouse

• Copy of marriage certificate or
• Certification of Common Law Spouse Certification AND 1 of the following:
  • Certificate of Common Law Management/Informal Marriage Issued by Common Law State;
  • Most recent Tax Return;
  • Legal opinion letter from an attorney that includes the met requirements of a Common Law Marriage

Domestic Partnership

• Complete the Domestic Partner Certification Form AND 3 forms of additional documentation showing that you share a joint financial responsibility. These documents must be dated at least 1 year prior, preceding the date you signed the above form. (See question 2 of the FAQs on the Domestic Partner Certification Form for examples of acceptable documentation) OR;
• Provide proof of registration of a domestic partner relationship in a state that provides such registration.

Birth/Adoption/Adding a Child

• Copy of child’s birth certificate that lists parents’names OR;
• Hospital documentation that includes the baby’s name, date of birth, and lists both parents’ names, OR;
• Proof of legal guardianship AND proof that both biological parents are deceased. (Legal guardianship alone, does not qualify a child as an eligible dependent).
• Adoption papers, or documents showing the child has been placed with you for adoption.
• Stepchild/Child of Domestic Partner - in addition to the child's birth certificate, documentation for your spouse/domestic partner must also be submitted to prove the relationship of the child if you have not previously done so.

Divorce

• Copy of the final divorce decree, showing the date that the divorce was finalized. ^*If documentation is not submitted within 31 days of the divorce, employees will be subject to a surcharge for the remainder of the plan year. Coverage for ex-spouses and former stepchildren end on the date the divorce is final.

NOTE: A divorced spouse is no longer eligible for coverage under the Marathon Petroleum Plans, regardless if the divorce decree requires the employee to continue to provide and pay for health coverage for the divorced spouse. Coverage would need to be provided through some other means (e.g. COBRA or other insurance) to meet the court-ordered requirements.

Removing a Domestic Partner

• Complete and submit a Statement of Termination of Domestic Partnership form, within 31 days of the relationship ending.

Employee/Dependent Gains Access to Other Coverage

• Proof of new coverage(s). This could be a letter from your spouse’s employer or a Certificate of Coverage showing that your coverage has or will be beginning. The effective date of the new coverage(s) must be listed as part of the required documentation as well as the names of each person covered.

Employee/Dependent Loses Access to Other Coverage

• Proof that your other coverage has ended or will be ending. The coverage termination date as well as the type(s) of coverage (i.e. medical, dental, vision) you are losing must be listed as part of the required documentation. The names of the individuals losing coverage should also be included. Examples of acceptable documentation include, but not limited to, a letter from your spouse’s employer (as long as it contains the information mentioned), or even a COBRA notice.
• If you are adding a new dependent as part of this change, you will need to submit appropriate documentation for the dependent as well (see adding a spouse, add a child).

To update your address or phone number, please login to your Workday account, click on Menu, then Personal Information, then Contact Information, then click Edit. Once updated, your changes will be communicated over to our benefit vendors (Anthem, Express Scripts, Delta Dental, etc.)

• Workday - Active Employees (must be on a company device)
• Workday - Retirees, LTD Member, Spouse/Children Members